Early Retirement Expert: The Simple Formula to Retire Early & Build Wealth! (Video)

Can one hour a day make you a millionaire?

In this 29 January 2026 published video, host Steven Bartlett talks with bestselling author David Bach reveals how the first-hour rule, retirement investing, passive income ideas, and 401k matching build financial freedom fast!

Bach is a 10x New York Times bestselling author and one of America’s most trusted financial experts. He has helped millions become financially secure for life, and also serves as Director of Advisor and Investor Education at AE Wealth Management. He is the consecutive New York Times bestseller with over 7 million books, including books such as: ‘The Automatic Millionaire, 20th Anniversary Edition’. 

He explains: 

• The phone automation trick that doubles your savings without willpower
• The hidden system that keeps most people in debt
• The real reason 70% of people stay broke despite earning more
• The wealth code for your 20s, 30s, 40s, and 50s

https://youtu.be/99xyy1nUpug

00:00 Intro
02:45 How I Helped Millions Become Millionaires
04:48 How My Grandma Became a Millionaire With an Average Job
09:40 Why Smart Women Finish Rich—And What They Know That Others Don’t
12:36 Why Boring Investments Build the Most Wealth
16:17 Why 50% Stay Broke—And How One Hour a Day Can Change Everything
19:43 The 70/30 Rule That Separates Millionaires From Everyone Else
22:36 Are Homeowners Actually Wealthier? Here’s the Surprising Truth
27:38 Stocks vs. Real Estate: Which Grows Wealth Faster?
31:24 What Buying a House Really Costs (And If It’s Still Worth It)
34:54 Should You Invest in the S&P 500 or Buy a Home?
36:41 Will Buying a House Limit Your Career Opportunities?
41:06 A Simple Framework to Break Free From Debt
42:55 How the Average Person Wastes $10,000 a Year Without Noticing
43:59 How Much You Should Save Daily to Become a Millionaire
52:02 How to Save Tens of Thousands Without Changing Your Lifestyle
54:14 Ad Break
55:18 The Hidden Dangers of Debt—And How to Escape Them
59:50 The Easiest Way to Boost Your Income Starting Today
1:03:09 Is Making Money Just a Mindset Game? Here’s What the Data Says
1:05:35 How to Grow Your Savings Without Even Noticing
1:10:32 This Phone Hack Could Save You Hundreds Every Month
1:13:40 Should You Be Investing in Tech Funds Right Now?
1:20:37 Ad Break
1:22:33 6 Costly Money Mistakes Most Couples Make
1:30:39 Why Knowing Your Partner’s Finances Could Save Your Relationship
1:33:56 Why the Next Decade Is the Biggest Wealth Opportunity of Our Lifetime
1:36:25 Should You Pay Off Your Mortgage Early or Invest the Difference?