Breaking: Mortgage Rates Skyrocket - Auto Repos Explore (Video)
This is a 20 January 2026 published video.
Morgan Stanley strategists forecast that a decline in the benchmark 10-year Treasury yield to about 3.75 percent by mid-2026 could help lower the 30-year fixed mortgage rate to around 5.50–5.75 percent; however, the strategists expect mortgage rates to then rise again in the second half of 2026 and in 2027.
Auto repossessions have surged significantly, with reports indicating a 43 percent increase in repos between 2022 and 2024, bringing the total to approximately 3.2 million vehicles. This trend is expected to continue or “explode” as high vehicle prices, high interest rates, and high living costs continue to squeeze consumers. Some early forecasts for 2026 suggested a potential slight easing in interest rates—by about a third of a percentage point—as rate cuts from 2025 begin to affect the market, but the immediate trend remains a high-volume “repo apocalypse”.
https://youtu.be/_026er-sd_0
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