Finally, some *good* ACA news
On the only piece that truly matters, they fall short (again):
“Such coverage can now cover an initial period of less than 12 months, and, taking into account any extensions, a maximum duration of no longer than 36 months in total“
The good news is that they’ve lifted the 3 month max, the bad is that they’ve left a potentially huge gap in that 365th day.
Still, one should avoid letting the perfect be the enemy of the good, and this is at least a step in the right direction.
As to why have they’ve made this change, well, let’s just say that ObamaPlan signups have been … disappointing:
“[T]he number of people enrolled in the individual market without subsidies declined by an alarming 20 percent nationally in 2017 … Many state markets experienced far more dramatic declines, with unsubsidized enrollment dropping by more than 40 percent in six states“
Ooops.
Now, it’s important to remember that coverage ≠ care, and these plans have their own limitations, including exclusion of pre-existing conditions. But they are generally much more affordable, and offer much lower out-of-pocket options, than ACA-compliant policies.
Will be interesting to see how this plays out, and hat impact it has on Open Enrollment v6.
[Hat Tip: HAFA]
Source: http://insureblog.blogspot.com/2018/08/finally-some-good-aca-news.html
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